Privacy Policy

Last updated: May 9, 2026

Interpretation and Definitions

Interpretation

Words with capitalised initial letters have meanings defined below. These definitions apply whether the words appear in singular or plural form.

Definitions

• Account – a unique account created for you to access the Service.
• Application – refers to Settlr, the mobile app provided by the Company.
• Company ("we", "us", "our") – refers to Settlr.
• Device – any device that can access the Service (computer, phone, tablet).
• Personal Data – any information relating to an identified or identifiable individual.
• Service – refers to the Application and website at settlr.tech.
• Service Provider – a third party that processes data on our behalf.
• Usage Data – data collected automatically during use of the Service.
• You – the individual or entity accessing the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

We may ask you to provide personally identifiable information, including but not limited to:

• Email address
• First name and last name
• Phone number (for contact-based features)
• Usage Data

Usage Data

Usage Data is collected automatically and may include your device's IP address, browser type, app version, pages or screens visited, time and date of visits, time spent, unique device identifiers, and other diagnostic data.

Information from Third-Party Services

We allow you to create an account and log in using Google Sign-In. If you use this, we may receive your name, email address, and profile picture from Google, subject to your consent and Google's privacy policy.

Use of Your Personal Data

We use Personal Data to:

• Provide and maintain the Service, including monitoring usage.
• Manage your account and registration.
• Contact you with push notifications or emails related to the Service (e.g. expense updates, settlements).
• Manage your requests and support inquiries.
• Analyse and improve the Service.

Sharing Your Personal Data

We may share your information:

• With Service Providers – such as Firebase (Google) for authentication, database, and push notifications.
• With other users – your display name and profile picture are visible to members of groups you join.
• For legal compliance – if required by law or valid government request.
• With your consent – for any other purpose with your explicit consent.

Retention of Your Personal Data

We retain your Personal Data only as long as necessary for the purposes set out in this policy or as required by law. You may request deletion of your account and associated data at any time.

Security of Your Personal Data

We use commercially reasonable means (including Firebase's security infrastructure) to protect your data. However, no method of transmission over the internet is 100% secure.

Children's Privacy

The Service is not directed at anyone under the age of 13. We do not knowingly collect personal data from children under 13. If you believe your child has provided us with personal data, please contact us and we will remove it promptly.

Links to Other Websites

Our Service may contain links to third-party websites. We have no control over and assume no responsibility for the content or privacy practices of those sites.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you by posting the updated policy on this page and updating the "Last updated" date. We recommend reviewing this policy periodically.

Contact Us

If you have questions about this Privacy Policy, contact us at: support@settlr.tech

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